Choosing surrogacy is a decision fraught with challenges for couples in Chicago (Illinois). It’s widely acknowledged that embarking on this life-changing journey can be a strenuous and demanding process, one that rigorously tests the resilience and determination of aspiring parents.
Hence, apart from mustering strength, love, and patience to confront the potential obstacles along the way, it is equally important to be financially prepared for the entirety of the surrogacy process.
Although it is understandable why surrogacy is an expensive process, no matter which destination you choose to carry it out, many intended parents wonder where it’s possible to save money.
In this article, we present a selection of the best destinations to make surrogacy more affordable, taking into account the advantages and disadvantages of each country.
1. Colombia
Colombia has emerged as a premier choice for surrogacy, renowned for its inclusive, accessible, and affordable options. Family Aims, a highly respected international surrogacy agency, offers exceptional support to intended parents from various countries, managing their stay and handling legal and clinical procedures in Colombia. Their commitment to keeping costs in line with the initial budget agreed upon at the start of the surrogacy process sets them apart, ensuring a smooth and financially manageable experience for all involved.
The exceptional reputation of Babynova Clinic by Novafem, an affiliated clinic with vast expertise in assisted gestation, adds further credibility to the remarkable experience provided.
Surrogacy waiting lists in Colombia are notably shorter, with an extension of 2 to 3 months compared to other clinics worldwide. This provides a significant advantage for parents who are keen to initiate the process expeditiously.
Furthermore, the shorter waiting period in Colombia not only aids in minimizing the overall cost of surrogacy but also makes it an appealing option for individuals seeking greater accessibility and affordability. The cost of surrogacy in Colombia starts at $65,000 USD.
2. United States
Despite being one of the countries with a thriving surrogacy industry and housing expert agencies and specialized clinics, surrogacy treatments in the United States can be financially burdensome for foreigners. Additionally, foreign intended parents often face the challenge of obtaining a specific visa, which can be expensive or, in certain cases, completely unattainable depending on their nationality.
Even for residents, surrogacy in the United States can be a costly endeavor due to the need to relocate between states. The lack of consistent regulations for surrogacy across the country results in additional expenses related to these interstate moves, ultimately inflating the overall surrogacy budget.
It is crucial to consider that, apart from visa costs and complying with state legislation requirements, the number of attempts included in each surrogacy plan and the need for additional tests can significantly contribute to a substantial increase in expenses.
It is crucial to keep in mind that the costs for surrogacy can potentially surpass 200,000 USD, and this amount may increase based on the chosen surrogacy method and the number of attempts included in the process.
3. Georgia
Surrogacy in Georgia is affordable, but you must know that this treatment is only for heterosexual couples with more than one year of relationship.
Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base cost of surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.
Given the presence of strict legislation in Georgia, which poses multiple complications for both local residents and foreigners, this destination offers a potential option due to its legal framework, but it remains difficult to access for individuals interested in pursuing surrogacy.
4. Cyprus
Several European countries provide their residents with highly affordable surrogacy options. Cyprus, for instance, is host to specialized clinics that offer surrogacy procedures at approximately 65,000 USD, making it an attractive choice for individuals seeking cost-effective surrogacy within Europe.
However, given the significant demand for surrogacy procedures and the limited local population, the availability of suitable candidates is often restricted. This frequently necessitates a broader search outside the country to find surrogates willing to undergo the procedure.
This limitation forces foreigners who wish to serve as gestational carriers to travel abroad to deliver the newborn. Consequently, this increases the expenses, risks, and legal fees associated with surrogacy.
Moreover, the paperwork required for intended parents without European nationality is extensive, leading to additional expenses to access specific services and facilitate unrestricted movement during the surrogacy procedures.
Hence, opting for surrogacy in this country demands thorough financial planning to be undertaken.
5. Mexico
In Latin America, Mexico stands out as one of the limited number of countries where surrogacy is permitted; however, clear regulations are only established in a few states.
This indicates that individuals interested in surrogacy must travel to these specific regions to undergo the procedure, or take the risk of attempting it in another state with uncertain legal processes.
Moreover, the growing demand for this service, combined with legal constraints in other regions of the country, results in increased expenses for the process, averaging around 55,000 USD. Furthermore, unlike other surrogacy destinations, the staff may not consistently possess specialized training or expertise.
Also, some legal aspects may be compromised to access the baby’s documentation, since the procedure is not legalized in all states, which increases expenses due to additional documentation and transportation issues.
For residents residing in proximity to states where surrogacy is permitted, the absence of specialized training in certain healthcare facilities can introduce complexities for foreign parents traveling to these states for the first time. This lack of training raises concerns regarding the availability of necessary social security guarantees, unlike what is offered in other countries.
Although surrogacy is permitted in the mentioned states, the demand for this procedure is generally low since these states are not popular tourist destinations and lack significant economic investment. Consequently, this may discourage foreigners from considering these states as the ideal destination for surrogacy.
Competitive pricing for residents of Chicago (Illinois)
Many couples do not dare to skimp on expenses when they wish to have a family, because it’s the most beautiful project they can make together.
However, it is essential to have a comprehensive plan in place and be prepared for any potential challenges that could arise. This is crucial to minimize complications that may affect the emotional and financial stability of the individuals involved.
Therefore, although there are many options for surrogacy, it is important to choose wisely and look at the bigger picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child if you live in Chicago (Illinois).
